Joseph A. Catanzaro, CFP®
Joseph A. Catanzaro, CFP®
LPL Financial Advisor at Oak & Stone Capital Advisors
Address: 545 North Bethlehem Pike, Suite 203 | Ambler, PA 19002
Phone: 215.643.6267
Fax: 215.643.6216
Email: jcatanzaro@oakandstoneadvisors.com
“It’s never too early nor too late to start financial planning.”
Professional Background
I graduated from Bloomsburg University and started my career with my father and brother at Catanzaro’s Insurance and Financial Services in Ambler, PA, providing financial support for 30+ years. To further my knowledge, I enrolled in classes at the American College of Financial Services, in Bryn Mawr, PA, where I took five courses in the Certified Financial Planner™ curriculum and earned the CFP® designation in 2003. I continue to take 24 credits a year to develop professionally in our ever changing world of financial planning.
Personal Interest/Passion
Married almost 30 years to my college sweetheart, Monica, we raised four wonderful children, in the North Penn School District. We are heavily active in their after school activities: sports, dance, theater, etc. Through our involvement, we have met many tremendous families in our community that share our same values: positivity, generosity, enthusiasm and commitment.
Favorite Quote
Be somebody who makes everybody feel like a somebody. – Brad Montague
How Do We Add Value For Our Clients
Our team has joined the Oak and Stone Capital Advisors team in which we all believe the value of teamwork and what it brings to our clients. Not one person on our teams is an expert in every aspect of financial planning. Yet together our team can provide the trust, education and communication that our clients deserve as their lives continue to move forward.
To provide a greater understanding of insurance and financial needs through communication and analysis while simultaneously building and maintaining a long lasting relationship dedicated to quality service, communication, professionalism and integrity.
For many people, investing in the financial arena can be both complex and intimidating. Inexperienced investors are often disappointed because their investments fail to achieve the desired results.
My approach to financial services is based on identifying the client’s needs prior to making any investment or insurance recommendations. The process begins when you are asked to define your goals; we then consider your risk tolerance, and time horizon for your goals. When your goals, risk tolerance and time frames are established up front, the likelihood of reaching your goals is enhanced.
Income Protection
Provides a steady income if you are unable to work through various types of insurance.
Education Planning
Helps to increase your return on investments and reduces income taxes while allowing you to control assets until tuition is due. Examples would be a 529 Plan or Coverdell Education Savings Account.
Retirement Planning
Utilizes both personal (SEP, IRA, Roth IRA) and company ( 401{k), 403{b), 457, SIMPLE IRA) retirement plans to help achieve a comfortable lifestyle upon retirement.
Estate Planning
Help reduce income and transfer taxes (Wealth Transfer, Wills and Trusts Review*) to provide adequate capital and income to your family or dependents, as well as planned funding for charitable gifting.
Financial Services
Improves the diversification on your savings and investments (Mutual Funds, Annuities and Investment Advisory) to help achieve financial goals more expediently and efficiently.
Holistic Financial Planning
This detailed approach takes into account all disciplines of financial planning and the end result is a complete financial plan for you to follow. Annual updates to take into account life’s changes are vital to allow this to process to work for you. This process also takes into account Investment strategies.
Income Distribution
Strategies to help you outlive your assets.
Business Continuity Planning
Allows an orderly transition of ownership and control after death, disability or retirement of an owner.
Executive Benefit Plans
Enables business owners to offer unique incentives, such as Deferred Compensation, to key executives.
Qualified Retirement Plans
Utilizes vehicles such as 401(k), pension and profit sharing plans, SEP and SIMPLE IRAs to provide company tax deductions as the plan assets grow tax deferred to qualified employees.
Group Benefits
Establish group health, life and disability income coverages for employers to provide to their employees.
Joseph A. Catanzaro, CFP®
LPL Financial Advisor at Oak & Stone Capital Advisors
Address: 545 North Bethlehem Pike, Suite 203 | Ambler, PA 19002
Phone: 215.643.6267
Fax: 215.643.6216
Email: jcatanzaro@oakandstoneadvisors.com
“It’s never too early nor too late to start financial planning.”
Professional Background
I graduated from Bloomsburg University and started my career with my father and brother at Catanzaro’s Insurance and Financial Services in Ambler, PA, providing financial support for 30+ years. To further my knowledge, I enrolled in classes at the American College of Financial Services, in Bryn Mawr, PA, where I took five courses in the Certified Financial Planner™ curriculum and earned the CFP® designation in 2003. I continue to take 24 credits a year to develop professionally in our ever changing world of financial planning.
Personal Interest/Passion
Married almost 30 years to my college sweetheart, Monica, we raised four wonderful children, in the North Penn School District. We are heavily active in their after school activities: sports, dance, theater, etc. Through our involvement, we have met many tremendous families in our community that share our same values: positivity, generosity, enthusiasm and commitment.
Favorite Quote
Be somebody who makes everybody feel like a somebody. – Brad Montague
How Do We Add Value For Our Clients
Our team has joined the Oak and Stone Capital Advisors team in which we all believe the value of teamwork and what it brings to our clients. Not one person on our teams is an expert in every aspect of financial planning. Yet together our team can provide the trust, education and communication that our clients deserve as their lives continue to move forward.
To provide a greater understanding of insurance and financial needs through communication and analysis while simultaneously building and maintaining a long lasting relationship dedicated to quality service, communication, professionalism and integrity.
For many people, investing in the financial arena can be both complex and intimidating. Inexperienced investors are often disappointed because their investments fail to achieve the desired results.
My approach to financial services is based on identifying the client’s needs prior to making any investment or insurance recommendations. The process begins when you are asked to define your goals; we then consider your risk tolerance, and time horizon for your goals. When your goals, risk tolerance and time frames are established up front, the likelihood of working towards your goals is enhanced.
Income Protection
Provides a steady income if you are unable to work through various types of insurance.
Education Planning
Helps to increase your return on investments and reduces income taxes while allowing you to control assets until tuition is due. Examples would be a 529 Plan or Coverdell Education Savings Account.
Retirement Planning
Utilizes both personal (SEP, IRA, Roth IRA) and company ( 401{k), 403{b), 457, SIMPLE IRA) retirement plans to help achieve a comfortable lifestyle upon retirement.
Estate Planning
Help reduce income and transfer taxes (Wealth Transfer, Wills and Trusts Review*) to provide adequate capital and income to your family or dependents, as well as planned funding for charitable gifting.
Financial Services
Improves the diversification on your savings and investments (Mutual Funds, Annuities and Investment Advisory) to help achieve financial goals more expediently and efficiently.
Holistic Financial Planning
This detailed approach takes into account all disciplines of financial planning and the end result is a complete financial plan for you to follow. Annual updates to take into account life’s changes are vital to allow this to process to work for you. This process also takes into account Investment strategies.
Income Distribution
Strategies to help you outlive your assets.
Business Continuity Planning
Allows an orderly transition of ownership and control after death, disability or retirement of an owner.
Executive Benefit Plans
Enables business owners to offer unique incentives, such as Deferred Compensation, to key executives.
Qualified Retirement Plans
Utilizes vehicles such as 401(k), pension and profit sharing plans, SEP and SIMPLE IRAs to provide company tax deductions as the plan assets grow tax deferred to qualified employees.
Group Benefits
Establish group health, life and disability income coverages for employers to provide to their employees.
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Our Team
Oak & Stone of Southeast Pennsylvania
Joseph A. Catanzaro, CFP® | LPL Financial Advisor
Ambler, Pennsylvania
Phone: 215.643.6267
Karen Lindsay | Client Services Associate
Ambler, Pennsylvania
Phone: 215.643.6267
Seth Diener | Portfolio Manager
Newtown, Pennsylvania
Phone: 215.643.6267
Aaron L. Landis, CLU®, ChFC® | LPL Financial Advisor
Quakertown, Pennsylvania
Phone: 215.536.5111
Patrick J. Kenney, ChFC® | Financial Consultant
Warminster, Pennsylvania
Phone: 215.444.9350
Jeffrey L. Landis | Branch Operations Manager
Doylestown, Pennsylvania
Phone: 215.345.4665